International Student Support

Student Insurance Information

"Comprehensive Insurance for Student Lives Coupled with *PAS for international Students"

*PAS: Personal Accident Insurance for Students Pursuing Education and Research (Hiroshima University bears the premium of PAS for all students. This comprehensive insurance is incidental to PAS.)

In the past few years, there have been cases where students were claimed to pay high compensation for bicycle accidents and property damages.

On our campus, accidents such as minor collision between cyclists and pedestrians, laptop damages by accidentally pouring water on it, etc. are increasing as well.

In these cases, students were claimed extremely high compensation for their faults.

In order to protect yourselves from troubles like these while studying on HU campus,

it is mandatory for all international students to purchase this insurance. (Individual payment)


A type (Liability Insurance)

The insurance policyholder is insured from the risks of liabilities for causing injury to a third party or causing damages to the property belonging to a third party due to an accident in his/her daily/campus life.

However, compensation for medical practice is not included.

*Note: Not applicable to accidents involving cars and motorcycles (including mopeds)

B type (Liability Insurance + Medical Treatment Benefit)

In the case where the student himself/herself is treated or hospitalized for 1 day or more due to an illness or injury in Japan, the self-pay burden will be covered.

But not the amount covered by the National Health Insurance.

*Exception: Dental treatment and psychiatrist treatment/hospitalization will not be covered.

Be sure to purchase either "A type" or "B type".

Information of "Comprehensive Insurance for Student Lives Coupled with *PAS for international Students" is "HERE (PDF)".

For more details, please refer to "HERE".

Comprehensive Renters' Insurance for Foreign Students Studying in Japan (Japan Educational Exchanges and Services)

Every student who use "Apartment Tenancy Gurarantee System" has to enroll this insurance. HU stopped issueing "Apartment Tenancy Guarantee Certificate(ATGC)" at the end of September 2016. But student who has enrolled ATGC's before have to continue renewing the insurance.

This program includes a comprehensive housing insurance program to cover reparation fees to landlords due to fire or water leakage and coverage for the guarantor in the case of unpaid rent, etc., by the tenant.

The cost to enter(renew) into this insurance is 4,000 yen for 1 year, and 8,000 yen for 2 years. Please apply at the International Exchange Group (Higashi-hiroshima Campus: Student Plaza 3F, Kasumi Campus: Student Support Office).