66330001 Financial Literacy Courses -Your Future Career and Life Planning-

Hiroshima University Syllabus

Japanese

Academic Year 2025Year School/Graduate School Liberal Arts Education Program

Lecture Code 66330001 Subject Classification Social Cooperation Courses

Subject Name 金融リテラシー講座-将来へのキャリアとライフプランニング-

Subject Name
（Katakana）キンユウリテラシーコウザ-ショウライヘノキャリアトライフプランニング-

Subject Name in
English Financial Literacy Courses -Your Future Career and Life Planning-

Instructor YOSHIDA KANA

Instructor
(Katakana) ヨシダ　カナ

Campus Kasumi Semester/Term 1st-Year,  First Semester,  1Term

Days, Periods, and Classrooms (1T) Fri5-8：IAS K314,霞R204講義室

Lesson Style Lecture Lesson Style
(More Details) Face-to-face

Face-to-face classes will be held on 4/25 (Fri.) and 5/16 (Fri.) at Higashi-hiroshima Campus (*Refer to “Requirements” for details.)

Credits 2.0 Class Hours/Week 4 Language of Instruction J : Japanese

Course Level 1 : Undergraduate Introductory

Course Area（Area） 21 : Fundamental Competencies for Working Persons

Course Area（Discipline） 03 : Career Education

Eligible Students 1st year students

Keywords Financial literacy, Career, Life planning, The 100-Year life, Ability to flexibly adapt to change

Special Subject for Teacher Education 　 Special Subject 　

Class Status within
Liberal Arts Education Through understanding and practicing diversity in society, the goal is to enhance the skills needed to live and work in society (especially knowledge of finance, career and life planning, and the ability to respond flexibly to change).
Expected Outcome 1) To acquire the financial literacy and life planning skills that are necessary for career development.
2) To acquire the ability to be flexible in responding to rapid changes.
3) To acquire knowledge that is directly applicable to real life.

Class Objectives
/Class Outline In the 100-Year Life Era, having accurate knowledge about money and improving financial literacy are essential for future planning. We are entering an unpredictable age due to rapid technological advancements and changes in the economic environment. In this course, students will understand the role and risks of money and learn tips for living in society, thereby cultivating the ability to make proactive judgments and take action in life planning and career planning. The aim is to acquire knowledge that is directly applicable to real life and to develop the ability to adapt flexibly to change.

Class Schedule lesson1（4/11）　Guidance / Financial Literacy for the 100-Year Life Era for the Next Generation
    (Instructor: Momiji Bank, SMBC Consumer Finance)

lesson2（4/11）　Life Planning and Household Management
    (Instructor: SMBC Consumer Finance)

lesson3（4/18）　Saving and Borrowing Money (Scholarships)
    (Instructor: Momiji Bank)

lesson4（4/18）　Financial Troubles
    (Instructor: SMBC Consumer Finance)

lesson5（4/25　※Higashi-hiroshima Campus）　Pensions and Preparation for Retirement
    (Instructor: Momiji Bank)

lesson6（4/25　※Higashi-hiroshima Campus）　The Necessity of Life Insurance
    (Instructor: Momiji Bank)

lesson7（5/2）　Asset Management (Basic)
    (Instructor: Momiji Bank)

lesson8（5/2）　Asset Management (Practical)
    (Instructor: Momiji Bank)

lesson9（5/9）　The Role of Financial Groups in Supporting Communities
    (Instructor: Momiji Bank)

lesson10（5/9）　Financial Literacy and Career Plans
    (Instructor: Momiji Bank)

lesson11（5/16　※Higashi-hiroshima Campus）　Leasing and Its Connection to Society
    (Instructor: SMBC Consumer Finance)

lesson12（5/16　※Higashi-hiroshima Campus）　Cashless Payments
    (Instructor: SMBC Consumer Finance)

lesson13（5/23）　Becoming a Smart Consumer (Certification Preparation)
    (Instructor: SMBC Consumer Finance)

lesson14（5/23）　Understanding the Mechanisms of the Economy
    (Instructor: SMBC Consumer Finance)

lesson15（5/30）　Presentation
    (Instructors: Momiji Bank, SMBC Consumer Finance)

Text/Reference
Books,etc. I do not plan to use textbooks or reference books.

PC or AV used in
Class,etc. Text, moodle

(More Details) You must bring your own PC to every class.

Learning techniques to be incorporated Discussions, Quizzes/ Quiz format

Suggestions on
Preparation and
Review Please keep the following overview in mind for each session, as it will deepen your understanding.

    Session 1: Explain the overview of the financial literacy needed for the next generation and the purpose of learning, while motivating students.
    Session 2: Identify desired life events, calculate the money needed for their realization, and learn about planned savings.
    Session 3: Learn the basics of loans and loan circumstances to develop the ability to make sound judgments when creating a financial plan for achieving life events.
    Session 4: Study case examples of troubles related to contracts, cards, the internet, and investments.
    Session 5: Learn about the structure of public pensions and the necessity of self-preparation for retirement.
    Session 6: Understand the necessity of private insurance based on an understanding of public insurance.
    Session 7: Learn the differences between savings and investments, the characteristics of various financial products, and acquire basic knowledge of asset management.
    Session 8: Gain knowledge of risk management necessary for practicing asset management.
    Session 9: Learn about "regional revitalization initiatives" and the relationship between "regions" and "regional financial institutions."
    Session 10: Understand the impact of improved financial literacy on personal career plans.
    Session 11: Learn about the financial product "leasing" and its relationship with decarbonization and the circular economy.
    Session 12:  Study the background of cashless promotion and consider the advantages and disadvantages of cashless payments.
    Session 13: Review previous sessions and learn the basic knowledge and points to become a smart consumer.
    Session 14: Understand the mechanisms of the economy, including basic economic indicators and the effects of yen depreciation and appreciation.
    Session 15: Present your life plan, career plan, and financial plan within your group.

Requirements You must bring your own PC to every class.
This class is basically held at Kasumi Campus, but face-to-face classes will be held at Higashi-hiroshima Campus on 4/25 (Fri.) and 5/16 (Fri.) only. (“Introduction to University Education” required for first-year students of the School of Law, Medicine, Dentistry, and Pharmaceutical Sciences (offered on 1T Fri. from 1-4 period) will be held face-to-face at the Higashi-hiroshima Campus on 4/25 (Fri.) and 5/16 (Fri.) only, so this class will be held on the same afternoon at the Higashi-hiroshima Campus).

Grading Method Mini-tests given in each lesson (15%), Attitude in class (15%), Submission of Life Plan (30%), Presentation (10%), Taking the financial literacy test (30%)

Practical Experience Experienced

Summary of Practical Experience and Class Contents based on it We will invite people working in the financial industry to give lectures as faculty members.

Message None in particular

Other

Please fill in the class improvement questionnaire which is carried out on all classes.
Instructors will reflect on your feedback and utilize the information for improving their teaching.

Academic Year	2025Year	School/Graduate School	Liberal Arts Education Program
Lecture Code	66330001	Subject Classification	Social Cooperation Courses
Subject Name	金融リテラシー講座-将来へのキャリアとライフプランニング-
Subject Name （Katakana）	キンユウリテラシーコウザ-ショウライヘノキャリアトライフプランニング-
Subject Name in English	Financial Literacy Courses -Your Future Career and Life Planning-
Instructor	YOSHIDA KANA
Instructor (Katakana)	ヨシダ　カナ
Campus	Kasumi	Semester/Term	1st-Year, First Semester, 1Term
Days, Periods, and Classrooms	(1T) Fri5-8：IAS K314,霞R204講義室
Lesson Style	Lecture	Lesson Style (More Details)	Face-to-face
Face-to-face classes will be held on 4/25 (Fri.) and 5/16 (Fri.) at Higashi-hiroshima Campus (*Refer to “Requirements” for details.)
Credits	2.0	Class Hours/Week	4	Language of Instruction	J : Japanese
Course Level	1 : Undergraduate Introductory
Course Area（Area）	21 : Fundamental Competencies for Working Persons
Course Area（Discipline）	03 : Career Education
Eligible Students	1st year students
Keywords	Financial literacy, Career, Life planning, The 100-Year life, Ability to flexibly adapt to change
Special Subject for Teacher Education		Special Subject
Class Status within Liberal Arts Education	Through understanding and practicing diversity in society, the goal is to enhance the skills needed to live and work in society (especially knowledge of finance, career and life planning, and the ability to respond flexibly to change).
Expected Outcome	1) To acquire the financial literacy and life planning skills that are necessary for career development. 2) To acquire the ability to be flexible in responding to rapid changes. 3) To acquire knowledge that is directly applicable to real life.
Class Objectives /Class Outline	In the 100-Year Life Era, having accurate knowledge about money and improving financial literacy are essential for future planning. We are entering an unpredictable age due to rapid technological advancements and changes in the economic environment. In this course, students will understand the role and risks of money and learn tips for living in society, thereby cultivating the ability to make proactive judgments and take action in life planning and career planning. The aim is to acquire knowledge that is directly applicable to real life and to develop the ability to adapt flexibly to change.
Class Schedule	lesson1（4/11）　Guidance / Financial Literacy for the 100-Year Life Era for the Next Generation (Instructor: Momiji Bank, SMBC Consumer Finance) lesson2（4/11）　Life Planning and Household Management (Instructor: SMBC Consumer Finance) lesson3（4/18）　Saving and Borrowing Money (Scholarships) (Instructor: Momiji Bank) lesson4（4/18）　Financial Troubles (Instructor: SMBC Consumer Finance) lesson5（4/25　※Higashi-hiroshima Campus）　Pensions and Preparation for Retirement (Instructor: Momiji Bank) lesson6（4/25　※Higashi-hiroshima Campus）　The Necessity of Life Insurance (Instructor: Momiji Bank) lesson7（5/2）　Asset Management (Basic) (Instructor: Momiji Bank) lesson8（5/2）　Asset Management (Practical) (Instructor: Momiji Bank) lesson9（5/9）　The Role of Financial Groups in Supporting Communities (Instructor: Momiji Bank) lesson10（5/9）　Financial Literacy and Career Plans (Instructor: Momiji Bank) lesson11（5/16　※Higashi-hiroshima Campus）　Leasing and Its Connection to Society (Instructor: SMBC Consumer Finance) lesson12（5/16　※Higashi-hiroshima Campus）　Cashless Payments (Instructor: SMBC Consumer Finance) lesson13（5/23）　Becoming a Smart Consumer (Certification Preparation) (Instructor: SMBC Consumer Finance) lesson14（5/23）　Understanding the Mechanisms of the Economy (Instructor: SMBC Consumer Finance) lesson15（5/30）　Presentation (Instructors: Momiji Bank, SMBC Consumer Finance)
Text/Reference Books,etc.	I do not plan to use textbooks or reference books.
PC or AV used in Class,etc.	Text, moodle
(More Details)	You must bring your own PC to every class.
Learning techniques to be incorporated	Discussions, Quizzes/ Quiz format
Suggestions on Preparation and Review	Please keep the following overview in mind for each session, as it will deepen your understanding. Session 1: Explain the overview of the financial literacy needed for the next generation and the purpose of learning, while motivating students. Session 2: Identify desired life events, calculate the money needed for their realization, and learn about planned savings. Session 3: Learn the basics of loans and loan circumstances to develop the ability to make sound judgments when creating a financial plan for achieving life events. Session 4: Study case examples of troubles related to contracts, cards, the internet, and investments. Session 5: Learn about the structure of public pensions and the necessity of self-preparation for retirement. Session 6: Understand the necessity of private insurance based on an understanding of public insurance. Session 7: Learn the differences between savings and investments, the characteristics of various financial products, and acquire basic knowledge of asset management. Session 8: Gain knowledge of risk management necessary for practicing asset management. Session 9: Learn about "regional revitalization initiatives" and the relationship between "regions" and "regional financial institutions." Session 10: Understand the impact of improved financial literacy on personal career plans. Session 11: Learn about the financial product "leasing" and its relationship with decarbonization and the circular economy. Session 12: Study the background of cashless promotion and consider the advantages and disadvantages of cashless payments. Session 13: Review previous sessions and learn the basic knowledge and points to become a smart consumer. Session 14: Understand the mechanisms of the economy, including basic economic indicators and the effects of yen depreciation and appreciation. Session 15: Present your life plan, career plan, and financial plan within your group.
Requirements	You must bring your own PC to every class. This class is basically held at Kasumi Campus, but face-to-face classes will be held at Higashi-hiroshima Campus on 4/25 (Fri.) and 5/16 (Fri.) only. (“Introduction to University Education” required for first-year students of the School of Law, Medicine, Dentistry, and Pharmaceutical Sciences (offered on 1T Fri. from 1-4 period) will be held face-to-face at the Higashi-hiroshima Campus on 4/25 (Fri.) and 5/16 (Fri.) only, so this class will be held on the same afternoon at the Higashi-hiroshima Campus).
Grading Method	Mini-tests given in each lesson (15%), Attitude in class (15%), Submission of Life Plan (30%), Presentation (10%), Taking the financial literacy test (30%)
Practical Experience	Experienced
Summary of Practical Experience and Class Contents based on it	We will invite people working in the financial industry to give lectures as faculty members.
Message	None in particular
Other
Please fill in the class improvement questionnaire which is carried out on all classes. Instructors will reflect on your feedback and utilize the information for improving their teaching.

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