66330001 Financial Literacy Courses -Your Future Career and Life Planning-

Hiroshima University Syllabus

Japanese

Academic Year 2026Year School/Graduate School Liberal Arts Education Program

Lecture Code 66330001 Subject Classification Social Cooperation Courses

Subject Name 金融リテラシー講座-将来へのキャリアとライフプランニング-

Subject Name
（Katakana）キンユウリテラシーコウザ-ショウライヘノキャリアトライフプランニング-

Subject Name in
English Financial Literacy Courses -Your Future Career and Life Planning-

Instructor YOSHIDA KANA

Instructor
(Katakana) ヨシダ　カナ

Campus Kasumi Semester/Term 1st-Year, First Semester, 1Term

Days, Periods, and Classrooms (1T) Fri5-8：IAS L101,霞R204講義室

Lesson Style Lecture Lesson Style
(More Details) Face-to-face

Credits 2.0 Class Hours/Week 4 Language of Instruction J : Japanese

Course Level 1 : Undergraduate Introductory

Course Area（Area） 21 : Fundamental Competencies for Working Persons

Course Area（Discipline） 01 : Introductory Seminar for First-Year Students

Eligible Students

Keywords Financial literacy education, career, life planning, 100 year life era, adaptability to change

Special Subject for Teacher Education 　 Special Subject 　

Class Status within
Liberal Arts Education This course aims to strengthen the competencies needed to live and succeed in society by understanding and practicing diversity—particularly knowledge of finance and career/life planning, as well as the ability to adapt flexibly to change.
Expected Outcome Students will acquire the financial literacy necessary for career development and cultivate the ability to design a life plan suited to the 100-year life era. They will also develop the capacity to respond flexibly to rapid changes in the economic environment and learn knowledge and case studies directly connected to real life.

Class Objectives
/Class Outline In the 100-year life era, sound knowledge about money and improved financial literacy are indispensable for planning one's future. With rapid technological advances and changes in the economic environment, we live in an age where the future is hard to predict. In this course, students will understand the roles and risks of money and learn practical hints for thriving in society, thereby fostering the ability to make autonomous decisions and take action in life and career planning. Students will acquire knowledge directly tied to daily life and aim to build the ability to adapt flexibly to change.

Class Schedule lesson1: Guidance / Financial literacy for the 100-year life era (Lecturers: Momiji Bank; SMBC Consumer Finance)
lesson2: Life planning and household budgeting (Lecturer: SMBC Consumer Finance)
lesson3: Saving and borrowing (scholarships) (Lecturer: Momiji Bank)
lesson4: Basic knowledge of financial troubles (Lecturer: SMBC Consumer Finance)
lesson5: The pension system and smart preparation for retirement funds (Lecturer: Momiji Bank)
lesson6: The necessity of life insurance (Lecturer: Momiji Bank)
lesson7: Basics of asset management (Lecturer: Momiji Bank)
lesson8: Practice of asset management and risk management (Lecturer: Momiji Bank)
lesson9: Banks' contributions to local communities and a practical understanding of financial literacy (Lecturer: Momiji Bank)
lesson10: Financial literacy and career planning (Lecturer: Momiji Bank)
lesson11: Fundamentals and practical use of cashless payments (Lecturer: SMBC Consumer Finance)
lesson12: Leasing and its ties to society (Lecturer: SMBC Consumer Finance)
lesson13: Becoming a smart consumer (exam preparation) (Lecturer: SMBC Consumer Finance)
lesson14: Understanding how the economy works (Lecturer: SMBC Consumer Finance)
lesson15: In small groups, students will present their life plans and career plans, together with the associated financial plans, using the PowerPoint materials they have prepared. (Lecturers: Momiji Bank; SMBC Consumer Finance)

Text/Reference
Books,etc. The use of textbooks or reference books is not planned.

PC or AV used in
Class,etc. Text, moodle

(More Details)

Learning techniques to be incorporated Discussions, Quizzes/ Quiz format, Role Play

Suggestions on
Preparation and
Review Lesson 1: Learn the importance of financial literacy for asset building in the 100-year life era and understand the overall structure and learning objectives of the course.
Lesson 2: List desired life events, estimate the funds required, and study planned saving.
Lesson 3: For planning funds to realize life events, learn the basics of loans and current loan practices to cultivate sound judgment.
Lesson 4: Study trouble cases involving contracts, cards, the internet, and investments.
Lesson 5: Understand the public pension system and the need for self-help asset formation, and acquire knowledge useful for future retirement funds.
Lesson6: Learn the necessity of private insurance in light of public insurance.
Lesson7: Understand the difference between saving and investing and learn the basic mechanisms of financial products.
Lesson8: Deepen knowledge of risks necessary for actual asset management and learn concrete management methods.
Lesson 9: Learn about banks' local contributions and their diverse roles in supporting the economy, and understand how financial literacy is applied in practice and daily life.
Lesson 10: Learn how improving financial literacy affects your career plan.
Lesson 11: Study the background to promoting cashless payments and consider the pros and cons of cashless settlements.
Lesson 12: Learn about the familiar financial product “leasing” and how it relates to decarbonization and the circular economy.
Lesson 13: Review previous content and learn the fundamentals and key points for becoming a smart consumer.
Lesson 14: Understand basic economic indicators and the effects of yen depreciation/appreciation.
Lesson 15: Present your own life plan and career plan—and the related financial plan—based on the PowerPoint materials you have created, within a small group.

Requirements There will be group work during class; please participate actively.

Grading Method Quizzes administered in each class session (30%)
Assignment submissions (30%)
Participation in presentations (10%)
Financial Literacy Certification Examination (30%)

Practical Experience Experienced

Summary of Practical Experience and Class Contents based on it This lecture will be conducted by guest speakers from Momiji Bank and SMBC Consumer Finance.

Message This lecture provides practical knowledge that you can apply to your everyday life. We strongly encourage you to register and participate actively.

Other

Please fill in the class improvement questionnaire which is carried out on all classes.
Instructors will reflect on your feedback and utilize the information for improving their teaching.

Academic Year	2026Year	School/Graduate School	Liberal Arts Education Program
Lecture Code	66330001	Subject Classification	Social Cooperation Courses
Subject Name	金融リテラシー講座-将来へのキャリアとライフプランニング-
Subject Name （Katakana）	キンユウリテラシーコウザ-ショウライヘノキャリアトライフプランニング-
Subject Name in English	Financial Literacy Courses -Your Future Career and Life Planning-
Instructor	YOSHIDA KANA
Instructor (Katakana)	ヨシダ　カナ
Campus	Kasumi	Semester/Term	1st-Year, First Semester, 1Term
Days, Periods, and Classrooms	(1T) Fri5-8：IAS L101,霞R204講義室
Lesson Style	Lecture	Lesson Style (More Details)	Face-to-face

Credits	2.0	Class Hours/Week	4	Language of Instruction	J : Japanese
Course Level	1 : Undergraduate Introductory
Course Area（Area）	21 : Fundamental Competencies for Working Persons
Course Area（Discipline）	01 : Introductory Seminar for First-Year Students
Eligible Students
Keywords	Financial literacy education, career, life planning, 100 year life era, adaptability to change
Special Subject for Teacher Education		Special Subject
Class Status within Liberal Arts Education	This course aims to strengthen the competencies needed to live and succeed in society by understanding and practicing diversity—particularly knowledge of finance and career/life planning, as well as the ability to adapt flexibly to change.
Expected Outcome	Students will acquire the financial literacy necessary for career development and cultivate the ability to design a life plan suited to the 100-year life era. They will also develop the capacity to respond flexibly to rapid changes in the economic environment and learn knowledge and case studies directly connected to real life.
Class Objectives /Class Outline	In the 100-year life era, sound knowledge about money and improved financial literacy are indispensable for planning one's future. With rapid technological advances and changes in the economic environment, we live in an age where the future is hard to predict. In this course, students will understand the roles and risks of money and learn practical hints for thriving in society, thereby fostering the ability to make autonomous decisions and take action in life and career planning. Students will acquire knowledge directly tied to daily life and aim to build the ability to adapt flexibly to change.
Class Schedule	lesson1: Guidance / Financial literacy for the 100-year life era (Lecturers: Momiji Bank; SMBC Consumer Finance) lesson2: Life planning and household budgeting (Lecturer: SMBC Consumer Finance) lesson3: Saving and borrowing (scholarships) (Lecturer: Momiji Bank) lesson4: Basic knowledge of financial troubles (Lecturer: SMBC Consumer Finance) lesson5: The pension system and smart preparation for retirement funds (Lecturer: Momiji Bank) lesson6: The necessity of life insurance (Lecturer: Momiji Bank) lesson7: Basics of asset management (Lecturer: Momiji Bank) lesson8: Practice of asset management and risk management (Lecturer: Momiji Bank) lesson9: Banks' contributions to local communities and a practical understanding of financial literacy (Lecturer: Momiji Bank) lesson10: Financial literacy and career planning (Lecturer: Momiji Bank) lesson11: Fundamentals and practical use of cashless payments (Lecturer: SMBC Consumer Finance) lesson12: Leasing and its ties to society (Lecturer: SMBC Consumer Finance) lesson13: Becoming a smart consumer (exam preparation) (Lecturer: SMBC Consumer Finance) lesson14: Understanding how the economy works (Lecturer: SMBC Consumer Finance) lesson15: In small groups, students will present their life plans and career plans, together with the associated financial plans, using the PowerPoint materials they have prepared. (Lecturers: Momiji Bank; SMBC Consumer Finance)
Text/Reference Books,etc.	The use of textbooks or reference books is not planned.
PC or AV used in Class,etc.	Text, moodle
(More Details)
Learning techniques to be incorporated	Discussions, Quizzes/ Quiz format, Role Play
Suggestions on Preparation and Review	Lesson 1: Learn the importance of financial literacy for asset building in the 100-year life era and understand the overall structure and learning objectives of the course. Lesson 2: List desired life events, estimate the funds required, and study planned saving. Lesson 3: For planning funds to realize life events, learn the basics of loans and current loan practices to cultivate sound judgment. Lesson 4: Study trouble cases involving contracts, cards, the internet, and investments. Lesson 5: Understand the public pension system and the need for self-help asset formation, and acquire knowledge useful for future retirement funds. Lesson6: Learn the necessity of private insurance in light of public insurance. Lesson7: Understand the difference between saving and investing and learn the basic mechanisms of financial products. Lesson8: Deepen knowledge of risks necessary for actual asset management and learn concrete management methods. Lesson 9: Learn about banks' local contributions and their diverse roles in supporting the economy, and understand how financial literacy is applied in practice and daily life. Lesson 10: Learn how improving financial literacy affects your career plan. Lesson 11: Study the background to promoting cashless payments and consider the pros and cons of cashless settlements. Lesson 12: Learn about the familiar financial product “leasing” and how it relates to decarbonization and the circular economy. Lesson 13: Review previous content and learn the fundamentals and key points for becoming a smart consumer. Lesson 14: Understand basic economic indicators and the effects of yen depreciation/appreciation. Lesson 15: Present your own life plan and career plan—and the related financial plan—based on the PowerPoint materials you have created, within a small group.
Requirements	There will be group work during class; please participate actively.
Grading Method	Quizzes administered in each class session (30%) Assignment submissions (30%) Participation in presentations (10%) Financial Literacy Certification Examination (30%)
Practical Experience	Experienced
Summary of Practical Experience and Class Contents based on it	This lecture will be conducted by guest speakers from Momiji Bank and SMBC Consumer Finance.
Message	This lecture provides practical knowledge that you can apply to your everyday life. We strongly encourage you to register and participate actively.
Other
Please fill in the class improvement questionnaire which is carried out on all classes. Instructors will reflect on your feedback and utilize the information for improving their teaching.

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